iNTegER iNVESTment iNTERNATIONAL

our contribution to the healing of the economy

  • INTEGER  - because we are concerned with quality and sustainability in business
  • INVESTMENT because we are not bona fide "investors" but conscious investors
  • INTERNATIONAL - because there are projects worth supporting all over our planet
  • INTEGER

because we are concerned with quality and sustainability in business

  • INVESTMENT

because we are not bona fide "investors" but conscious investors

  • INTERNATIONAL

because there are projects worth supporting all over our planet

"The future has many names: for the weak it is the unattainable, for the fearful it is the unknown, for the courageous it is opportunity."

 Victor Hugo

WE: 

We are Frank Kuehtz, born in 1983, and Dietmar Wilberg, born in 1961, are inhabitants of two generations, who found each other and our true destiny via the detour of finance: to make a noticeable and measurable difference in business life! Both of us have learned professions studied and worked as consultants and intermediaries in the classical financial sector and both of us have developed in lockstep with our respective growth in knowledge. Until the point where we met "by chance" and soon after decided to go new ways together namely to become "opportunity givers" for those looking for alternative financial solutions, to become practical inspirators and companions for sophisticated investors away from the mainstream.

After his studies, Frank worked in sales of financial products and real estate for several years. At some point the question bored into his consciousness whether he wanted to continue to eke out an employee existence or whether he should rather do his "own thing" as a self-employed person. He took the plunge into the unknown and, full of enthusiasm and in self-study, threw himself into online marketing as a contemporary way of interacting with many people. Today, based in Berlin, he is responsible for the design of our websites as well as the virtual public traffic via them.

I, Dietmar, look back on more than 30 years of experience as an independent financial planner with an MBA degree in the course of which I developed further and further in the direction of an independent investor via a "trial and error" process. In 2004, I finally left the beaten track in the banking, insurance and mutual fund sectors and concentrated instead on consistent asset protection in real assets, first and foremost precious metals. Since then I visited several metal smelters, oil fields, precious wood plantations as well as farms in different countries with the intention to invest my money and that of the investors connected with me in such real economic projects apart from the strongly manipulated stock exchange events. Today I live with my small family in Panama, write books and I’m creative in many directions.

Why: 

Why do we do what we do? Because we have not been able to do anything with the current "higher-faster-further" economic model based on a centralized debt-money system for many years and observe its destructive effects worldwide with concern, we are focusing our business activities on a more livable future that is not determined by more competition, but by sustainability and cooperation. By this we mean the balance of economic environmental and social aspects in any endeavor. In our opinion, the often cited "free market economy" has no longer deserved this designation for at least two decades, because it has been systematically destroyed - unnoticed by the majority - by a greed-driven mania for profit optimization and speculation. It is our vision as "economic healers" to leave our children and children's children a healthy earth again!

"A new kind of thinking is necessary if mankind wants to live on." Albert Einstein

What: 

What exactly do we do? While Frank is dedicatedly taking care of the technical background, I am focusing on (co-)creation, accompanying and gradually expanding sustainable agricultural projects in Central America and using contemporary, transparent and direct corporate investments worldwide as a portfolio supplement for myself and my enlightened investor community. My goal is to pass on practical knowledge to those people who are willing to take personal responsibility for their money. I encourage unsettled "investors" to develop into (self-)aware "investors" alongside me, and in the further, to take advantage of opportunities to participate in high quality private placements that lead to greater financial peace of mind.

"It's not enough to know - you have to apply. It is not enough to want - one must also do." Johann Wolfgang von Goethe

hoW: 

How do we proceed? Our artificially complicated world is flooded with information from so-called "specialists", i.e. those contemporaries who, by means of studied technology, analyze themselves deeply into a very special topic and often lose themselves in it, without offering effective solutions suitable for everyday use as a result. I, on the other hand, prefer the status of a "generalist" who first always takes the eagle's eye view in order to recognize the big picture in which a specific topic is embedded. Only when the big picture has been recognized can a specific investment offer, for example, be correctly classified: does it fit into the time trend, i.e. into the prevailing macroeconomic framework? If not, it is unnecessary for me to delve into details!

Basically, I offer interested parties in our holistic training and investment concept first a free get-to-know conversation, where I "feel out" the respective intentions as well as the experiences around the topic of money. From those commonalities, which connect, then a path results almost always, which one can and also wants to go together, whereby speed and depth are always determined by the prospective customer. It can start (and end, if desired) with a product-neutral fee-based consultation to determine the financial status quo and design action strategies, continues with regular coaching in the direction of a consciously thinking and acting investor, and extends to direct or co-investments in private placements. My motto is simple: many things go, but nothing has to!

"For momentary profit I do not sell the future."

Werner von Siemens

Whereby: 

What distinguishes our work? Based on extensive and constantly updated financial knowledge as well as intensive research, we live pure practice, i.e. "solutions to touch". The focus is exclusively on real projects with real people and real benefits for many. Optimally, we participate directly in already running "start-ups", in young companies with a sensible business model that forgo taking out bank loans and instead integrate like-minded private investors as "growth partners". Our investment focus is on sustainable agriculture - currently in Central America - that is underpinned by appropriate property rights and serves a strong demand by means of high-quality products. Clear communication high transparency and regular reporting on the progress of the supported projects to the investor community are integral parts of what we do.

"Mechanistic conception" wants nothing but quantities, but the power is in the quality." Friedrich Nietzsche

Are you unsettled by the current economic upheavals and would like to find out about concrete alternative courses of action for yourself? Then contact me now- I am looking forward to it!

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Are you unsettled by the current economic upheavals and would like to find out about concrete alternative courses of action for yourself? Then contact me now- I am looking forward to it!

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Which: 

What feedback do we get from our investor network? Everyone is happy about honest recognition of their work by those people they serve. Here is a selection of such reactions to what we do, which reached us by mail in 2020 (for reasons of discretion, only with the first letters of the names):

Dear Dietmar,

Your reports and videos have pleased us very much. These are the pioneer projects for our future. It's great that you are on the road like this and we are happy that we are also part of it.

Very dear greetings from

Su. and He.



Hello dear Dietmar!

How nice to hear and see from you and "our" project!!! 🙂 .

I am glad that it seems to be going well and that such wonderful competent people are working to make it a success!

I hope it continues well....

All the love for you and your family

Warmest greetings

Sil.


Dear ones,

Thank you so much for these two encouragements. This is a soul that you immediately put your trust in (the chocolatier)! You too, of course, Dietmar:-)

Have a nice day and see you soon!

Best regards

Sig.


Dear Dietmar,

Thank you very much for your useful advice for our daughter. This is very helpful for her. My husband and I were very happy about the good conversation with you. We are very grateful to have met you. In this day and age I feel it is especially valuable to share with like-minded people as well as to support each other and prepare for what is to come in order to be able to tackle our upcoming tasks in this world.

All the best for you and your family,

Greetings from

Su. and He.

Dear Dietmar, I am so glad I found my way to you. The investments from your recommendations feel good and right! Zooming in, I see your enthusiasm and the glow in your eyes when you tell. And the videos you sent me really made me realize that again. You are on fire for what you do. That is great! I am already looking forward to meeting you and your family here or in Panama.


Best regards

Ulr.

Dear Dietmar,

thank you very much for your quick analysis and the concept you created!!!

I am very impressed and very grateful to you.....

Best sunny greetings from Berlin!

Kat.


Dear Dietmar,

Thank you very much for your mail with the interesting information about the coffee and cocoa business.....

That is very impressive and great, what you are doing there!!!!

Thank you again for your valuable support!

Best regards from Berlin!

Kat.

Dear Dietmar,

thank you from the bottom of my heart for the super conversation. It was extremely valuable for me. And you are simply also a great person. Besides, we tick

similar, that is very nice!

Best regards to Panama, from

Di.

Dear Dietmar,

I thank you from the bottom of my heart for your support and for our conversation together. Yes, it is always a special feeling to resonate with someone like you. I am definitely interested in it, I just want to see what I can do financially. I'll reach out to one or two others as well.

No matter what happens, I want to stay in touch with you!  


Best regards

Jü.

Dear Dietmar!

Thank you again for our conversation and the explanations and as I said thank you for offering the opportunity to invest in the way in a better future....

It's great that there are people like you!


All the love,

Sil.

Hello Mr. Wilberg,

I thank you very much for your assessment and recommendations. I will gladly come back to your offer, even if I don't really know what it's all about at the moment.

Have a nice evening...


With greetings and gratitude

Bea.

Dear Dietmar!

By the way, I watched your new interview. Nice that you encourage us 😊. Even if I have again thousands of questions in my head. Well, that's how it is when you are not a financial expert. Then it's all complicated, opaque and therefore annoying. That's why most people bury their heads in the sand, I think. Thank you for helping me out. I hope we all make the best of it. For that, we would all have to curb our thoughts and just listen to the heart.

Have a great day and I look forward to hearing from you.

Best regards,

Ber.

CHANCEs:


Brief information about a private placement 

in cocoa plantations in Panama

What it is about:


The offer is an opportunity, mediated & accompanied by me, for sophisticated investors above all but not exclusively in German-speaking countries to participate via a private placement in a "turnkey" concept as an integral part of an already running business in the field of cocoa and chocolate production in Panama. I have invested myself a large amount of money in various projects of the initiator and I’m in direct contact with the management of the initiator, a cooperative that has been successfully active in the cocoa and coffee production sector for almost seven years.

What this investment opportunity offers:

  • Investment in a proven product - CHOCOLATE - and thus in a 100 billion US dollar industry worldwide!
  • There is a great demand but a relatively weak supply especially of high-quality cocoa & chocolate products, which is why the sales of sustainably produced raw cocoa may generally be considered as secured!
  • The investment is made in an already running infrastructure supported by cocoa specialists, ranging from planting & care of cocoa plants to environmentally friendly processing and professional chocolate production!
  • This private placement acquires suitable raw farmland in the province of Chiriqui in the size of 62.5 hectares to meet the growing needs of the cooperative's already existing chocolate production, which serves as a valuable and legally titled backing for the private placement!
  • As a share owner one profits in a running business and obtains over it a durable passive income also for coming generations! According to the conservative IRR calculation in my opinion an income distribution of approx. 10.5% per year is generated on average, calculated on the average life span of a cocoa tree!
  • The distribution of the gross income from the overall concept is done in a 75:25 ratio - the passive investor receives the 75% and the initiator 25% for the financing of the ongoing operations. In this 25 % there is also a share as social compensation for the local cocoa farmers and their families who receive living wages and long-term employment,which makes an important contribution to the eradication of child and slave labor in the cocoa industry, which unfortunately is still found in different parts of the world!
  • Investment in a proven product - CHOCOLATE - and thus in a 100 billion US dollar industry worldwide!
  • There is a great demand but a relatively weak supply especially of high-quality cocoa & chocolate products, which is why the sales of sustainably produced raw cocoa may generally be considered as secured!
  • The investment is made in an already running infrastructure supported by cocoa specialists, ranging from planting & care of cocoa plants to environmentally friendly processing and professional chocolate production!
  • This private placement acquires suitable raw farmland in the province of Chiriqui in the size of 62.5 hectares to meet the growing needs of the cooperative's already existing chocolate production, which serves as a valuable and legally titled backing for the private placement!
  • As a share owner one profits in a running business and obtains over it a durable passive income also for coming generations! According to the conservative IRR calculation in my opinion an income distribution of approx. 10.5% per year is generated on average, calculated on the average life span of a cocoa tree!
  • The distribution of the gross income from the overall concept is done in a 75:25 ratio - the passive investor receives the 75% and the initiator 25% for the financing of the ongoing operations. In this 25 % there is also a share as social compensation for the local cocoa farmers and their families, who receive living wages and long-term employment,which makes an important contribution to the eradication of child and slave labor in the cocoa industry, which unfortunately is still found in different parts of the world!

As this is a direct investment, what means a private placement in company shares, the initiators from North America place corresponding and high demands on the investors according to the laws there, which is defined under the term "accredited investor" and places defined minimum requirements on the asset and qualification status. As an already approved "accredited investor" I accompany this private placement for investors who can participate directly as unit holders from 30,000 US dollars (approx. 25,000 euros), whereby I help with the practical implementation.

Important: Despite the available facts & figures as well as my close and regular contact with the initiators of this simply structured and future-oriented model it is not an investment with a "guarantee promise" in the sense of a bank deposit, but a co-entrepreneurial participation with all the associated opportunities and risks! The investor sits in the same boat with the initiator and acts fully independently.


Further details are available in a personal conversation!

Dietmar Wilberg, Financial Planner/MBA & Investor, July 2021

Are you unsettled by the current economic upheavals and would like to find out about concrete alternative courses of action for yourself? Then contact me now- I am looking forward to it!

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Are you unsettled by the current economic upheavals and would like to find out about concrete alternative courses of action for yourself? Then contact me now- I am looking forward to it!

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